Tempest Tossed

Here's an article about 30-somethings in debt. This kind of hits home since I just turned 30! But thankfully, I am not in the the same situation as most 30-somthings, according to the article. I managed to graduate with my undergraduate degree and NO debt. Now a lot of that can be attributed to luck; I got a full tuition scholarship from my alma mater and my parents made enough money for me to qualify for lots of grants. (Yes, my scholarship was due more to luck than hard work. I had a friend who had the same GPA and ACT as I did who did not get a scholarship.) Oh, and I lived in my grandparents basement rent free. But graduating with no credit card debt I can attribute to parents who taught me to be thrifty and following the advice from the church to stay out of debt. How thankful I am for that. That is not to say I didn't have financial troubles. I bounced some checks and missed some credit card payments, but these mistakes amounted to under $100 since I wasn't spending much in the first place. My dh also managed to get his BA without any debt. Because of this, I can stay home with our kids while my husband goes to grad school full time. Yes, we're going into debt for it, but without undergrad debt and still no credit card debt, it is definitely an acceptable level of debt, nowhere near what was described in the article. Just another example of the blessings that come from following the prophets council.

Counting my blessings,
Alberta